Compare Our Products

What you’d receive from a regular industry credit report

Useful information, but not designed for commercial real estate

Useful information, but not designed for commercial real estate

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Subjective measures of risk

Product Features:

Point in time credit analysis delivered in PDF format

Globally standardised predictive risk scores on 550m companies

Globally standardised predictive risk scores on 550m companies

alert
24/7 Monitoring & Alerting:

Tenant & Asset Level

self-service
Service Level:

Self-service

automated
Client Reporting:

Automated

Product Features:

Predictive measures of tenant risk delivered via online application

Score a building - demonstrate income durability at asset level

Calculate equivalent bond rating of an asset

Quantify the risk of future rental loss across multiple leases

Generate detailed income risk assessments and reporting

Comprehensive risk management and analysis across entire portfolios via one unified platform

Comprehensive risk management and analysis across entire portfolios via one unified platform

alert
24/7 Monitoring & Alerting:

Tenant, Asset & Portfolio level

self-service
Service Level:

Managed Service

automated
Client Reporting:

Bespoke

Product Features:

Manage multiple portfolios of assets and tenants with a mark to market view of income quality

Data maintained by Income Analytics and centralised via online application

Quarterly Executive reporting, monitoring key changes in tenant scores and news items

Comparative risk reporting (vs industry, sector, country)

Calculate equivalent bond rating of assets and portfolios with income tranching

Distribution analysis & concentration risk

Frequently Asked Questions

Review our FAQs for answers to the questions that we are asked the most.
Find out more Here

How does Income Analytics calculate tenant risk?
We calculate tenant risk using a proprietary algorithm that translates complex credit data into a Future Probability of Default. Unlike traditional credit checks, which often look backward, our methodology predicts the percentage likelihood of a tenant defaulting or seeking credit relief within the next 12 months and over the next 10 years, specifically tailored for lease durations.
What is the INCANS® Score?
The INCANS® Score is a standardized risk metric ranging from 1 (Low Risk) to 99 (High Risk) that predicts tenant failure. It allows real estate professionals to instantly assess the financial health of a tenant and includes an Equivalent Bond Rating, enabling you to compare a property’s income durability directly against the corporate bond market.
Does Income Analytics offer global tenant data?
Yes, Income Analytics provides standardized global scoring for over 550 million companies across Europe, North America, Asia, and beyond. Our platform maps global corporate family trees, allowing you to assess the financial strength of both the tenant entity and its ultimate parent company, regardless of location.
What is the difference between INCANS® Investor and Professional?
  • INCANS® Professional is a self-service tool for analyzing individual tenant risk, running KYC checks, and scoring specific assets on demand.

  • INCANS® Investor is a fully managed enterprise solution for portfolio-wide risk management, offering 24/7 monitoring, automated alerts, and bespoke quarterly reporting on income quality.

Can I monitor changes in tenant credit quality in real-time?
Yes, the INCANS® platform includes a 24/7 Monitoring & Alerting system. We track your tenants daily and automatically notify you if a tenant's credit score drops or if a significant risk event occurs, allowing you to mitigate potential defaults proactively.
Who is Income Analytics?

Income Analytics monitors the credit risks associated with the underlying tenants of client commercial real estate investment portfolios. IA clients are anyone with an interest in tenant covenant strength, its risks and durability. 

Operating globally with a HQ in London, Income Analytics is privately owned with minority backing by two large listed corporations.

How do I find out more?

Complete the Book a Demo contact form and a member of our team will be in touch with you as soon as possible. They will be happy to step you through our INCANS product and answer all your questions.

When can I use INCANS?

The majority of our clients use INCANS to monitor their tenant portfolios 24/7. Our system notifies a client if a tenant moves into a troubled position as soon as possible.

Clients also use INCANS for due-diligence on new acquisitions, new leasing, at lease renewal and under-writing lending.

Does INCANS have customer support?
Each customer is assigned an account manager who will be responsible for onboarding your team and ensuring all users are fully trained to use INCANS. They can also assist by answering any questions, or will bring in a relevant subject matter expert if further support is required.
What does INCANS onboarding look like?

Each customer is assigned a dedicated account manager who will be your first point of contact. They will provide training on the platform and access to our research team to answer any questions you may have.

How long will it take to onboard INCANS?

Those clients who choose our Professional route for due-diligence can be up and running without a training session as the INCANS platform is very intuitive. Full training is always offered to all new users.

For those clients opting for our full Investor analysis service we will need to onboard your tenant portfolio data. Timing depends on the quality and quantity of the data but it is rare that a client isn’t onboarded within a week. Our team of research analysts are very efficient at cleaning and onboarding data.

What type of firms uses INCANS?

INCANS is used by over 90 clients and over 3,500 individual users. Client firms include investment managers, asset owners, brokers, valuers and lenders. Individual user groups are drawn from across business functions. Common user groups are portfolio and asset management professionals, valuers and finance and risk teams. Ultimately, anyone with an interest in the risk and durability of tenant driven cashflows uses INCANS.

How is INCANS pricing structured?

Our pricing structure is simple. It is based on a license fee coupled with a data cost. The license fee scales based on the number of unique tenants monitored. The data cost is also based on the number of unique tenants required.

INCANS is used by clients with a handful of single let assets through to some of the largest real estate owners in the world and our pricing scales to accommodate each use case.

Why is INCANS analysis more suitable forreal estate?

INCANS scores are specifically designed for real estate professionals, investors and lenders by experts who have worked in the commercial real estate investment and lending industry. They are based on the % probability of default rather than a subjective measure of risk such as “Low Risk” etc. This means that they can be used in cashflow modelling, valuation exercises or investment underwriting.

Income Analytics

Looking for a bespoke solution
to your risk analysis needs?


With INCANS® Consult we help a range of investors, managers and lenders with tailor-made income risk analysis across the whole investment lifecycle.

Contact our Research Team to see how they can help your business make better data driven letting, investment or lending decisions.